Education Center
Resources & Knowledge for a Secure Financial Future
Budgeting Guidance, By Popular Demand
Negotiating Credit Card Interest Rates
Next Steps: Life After Debt
It’s not easy to overcome debt, and the achievement should be celebrated. But then what? What financial steps should you take when balances hit zero?
Precautions for Co-signers
Should you co-sign a loan for a family member or friend? Are you fully aware of the potential consequences? This is a serious decision that shouldn’t be taken lightly.
Negotiating Credit Card Interest Rates
Are you a freelancer or gig worker? Is your job dependent on tips? When your income is inconsistent, it can be difficult to budget. Here, we offer guidance.
Financial Skills for Young Adults
The financial skills we learn as young adults lay the foundation for a secure future for decades. Here, we explore the fundamental skills that will set anyone up for success.
Strategies for Paying Off Credit Cards
There are numerous approaches for paying off credit cards depending on the number of cards, debt levels and interest rates. Here, we explore seven common strategies.
Financial Calculators
- How long will it take to pay off my credit card?
- How much am I spending on household and living expenses?
- How much do I need in my emergency fund?
- What are my annual cash flow projections?
- What is the impact of withdrawing from my 401k?
Resources to Overcome Life’s Challenges
Financial, Legal & Health
Veterans
Veterans can face unique financial and lifestyle challenges following their military service. We’ve compiled a list of resources to help them navigate those difficulties.
EACH YEAR, Thousands Trust TCA to Eliminate Credit Card Debt and Regain Financial Freedom
Need Help? Contact Us
Have questions or need support? Our team is here to assist you.
Have Questions? We’re Here to Help
Is your credit counseling really free?
Yes. Our initial credit counseling sessions are confidential and free, giving you clarity on your finances without pressure.
How can Take Charge America help me with my debt?
We explain your options, including credit counseling, debt management, consolidation, and settlement, so you can make informed decisions for your situation.
Do I have to enroll in a program to get help?
No. You can access guidance and educational resources without enrolling in a repayment program.
Need a clear plan for your debt?
Talk with a certified counselor!
- Sessions are free, confidential and no pressure to enroll.
- Personalized review of your situation
- No obligation
